Appalachian Underwriters, Inc. (AUI), Cowbell Cyber, Inc. (Cowbell), and iBynd have teamed up to offer independent agents the ability to digitally rate, quote, and bind Cowbell’s standalone cyber insurance policies. Powered by iBynd’s proprietary, embedded insurance platform, AUI agents can deliver Cowbell policies to customers in as little as 5 minutes with only one authentication step. The combination of AUI’s ease of access and use with Cowbell’s policy offerings delivers quick protection for small and midsize businesses that are time-strapped and want coverage at the point of sale.