Charm Solutions, an embedded finance firm that uses AI to enhance decisioning and underwriting for lenders that deploy capital to SMBs, has secured $3.5 million in seed funding in a round co-led by BootstrapLabs. According to Charm, its SMB loan adviser solution employs self-learning AI to assist institutional lenders in transforming data into insightful knowledge that will help support SMBs through quicker loan provisioning and more efficient loan servicing.