Fiserv, the global payments processor and fintech giant that offers mobile banking systems, account processing systems, and electronic payments products and services to merchants and financial institutions, is simplifying embedded finance for the payments ecosystem by offering merchants card acceptance, banking, and card issuing capabilities through curated APIs via a new partnership with Pay Theory, a financial technology startup specializing in embedded payment and finance solutions. The move enables payment facilitators, financial institutions, and software platforms to expand their service models, allowing end-users access to financial services directly from their platforms, ultimately creating deeper client relationships and new revenue streams.

Fiserv Opens the Door to Embedded Finance, Bringing Firm-Wide Capabilities to Clients and Partners