Southeast Asia’s digital financial services platform, Atome Financial, has secured a syndicated credit facility of up to $200 million,  led and arranged by Hong Kong and Shanghai Banking Corporation Limited (HSBC). Atome Financial’s operating income in FY2023 nearly doubled to $170 million. With gross merchandise volume of almost $1.5 billion processed in 2023, a 40% increase from the preceding year, Atome’s buy-now-pay-later business also turned profitable due to a 130% surge in revenue. The new facility of up to $200 million expands from Atome Financial’s previous arrangement with HSBC while adding new partners DBS, SMBC, and Baiduri Bank.

Atome Financial Secures $200m Credit Facility to Boost Financial Inclusion