Market Movements
Generative AI Takes On Vertical Software – Fault Lines Appear
I began reading about it last year. In dribs and drabs, articles appeared noting how adept generative AI systems had become at producing workable scripts
Banging the Drum – Apple and Payments Still No Good Together
I’ve been banging this drum for years. I suspect I will continue to do so. This week marked the formal “beginning of the end” of
Crypto in Financial Services Continues to Lean Stablecoin
The role of cryptocurrency in payments and financial services continues to take shape, and the outline continues to look more and more like the future
On the Fed’s Proposal to Cap Debit Card Fees, Powell Said…
…not much, if you only read the transcript. Federal Reserve Chairman Jerome Powell discussed why the central bank held interest rates steady at a 22-year
Government Intervention Week for Fintechs & Banks
Both the Fed and CFPB came in hot this week with announcements that will have direct bearing on the payments and banking sector. On the
Private Equity Trends – LP & Market Scrutiny Pile Up, Inhibit Fundraising
Private equity, especially buy-out shops, found themselves on the receiving end of unfavorable headlines this week. One of which came from the WSJ on Wednesday
Experian’s Debit Card Strategy
Experian, the multinational data analytics and consumer credit reporting company headquartered in Dublin, Ireland, that collects and aggregates information from 235 million individual U.S. consumers
SMBs to Fintech Originators “you have the good money, right?”
Just a little note this week stemming from a curious marketing tactic employed in a press release from Irish fintech originator Wayflyer. On Wednesday, Reuters
Cash Discount Speculation- A Liability Shift?
In the payments space, one of the hottest topics of discussion in the first quarter of the year has been Visa’s policy changes surrounding its
Bitcoin Set to Ignite Earnings Fireworks
As the country heads toward its Independence Day celebration this week, the Q2 earnings season, which follows shortly thereafter, stands to provide a fireworks show
Visa Direct Drives On-Demand Payroll w/ RTPs
The major card networks, Visa (NYSE: V) and Mastercard (NYSE: MA), reported this past week, Visa with fiscal Q2, and Mastercard with fiscal Q1. Both
Payments Notes – A Changing Market
Having this past week attended the first in-person, national payments technology conference – TRANSACT 2022 – since before the pandemic, I came away with the